A STUDY ON THE PRODUCTIVITY OF MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED

P. SENTHIL KUMAR; Dr. N. CHANDRASEKARAN

Volume : VII, Issue : VII, July - 2018

A STUDY ON THE PRODUCTIVITY OF MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED

P. Senthil Kumar, Dr. N. Chandrasekaran

Abstract :

Entrepreneurs require huge amount of investment for the establishment or expansion of their enterprises. When the setting up of business units involves investment in land and buildings, equipments, plant and machinery, the capital required to be invested is very high which is not affordable to small and medium entrepreneurs. Generating funds by issue of securities or financial assistance from banks and other financial institutions requires a lot of time. It is expensive to buy and maintain equipments, plant and machinery of higher value. The financial assistance from banks and other financial institutions will not fetch a hundred percent funds. The entrepreneurs also have to provide margin money. However, if they prefer to procure assets under lease financing, they can easily procure assets with zero per cent cost. Leasing companies are known as leasers and the entrepreneurs who procure assets for possession from them are called leasees. The present paper aims at analyzing the productivity of one of the largest leasing finance company, Mahindra and Mahindra Financial Services Limited for a period of ten years.