Volume : IV, Issue : VII, July - 2015

The Role of Pradhan Mantri Jan Dhan Yojana in Financial Inclusion: An Evaluative Study

Ms. Santana Guha

Abstract :

Over the years there have been many schemes that had been taken up by the RBI and the government to take forward the financial inclusion process in India. Schemes like Nationalization of Banks, Expansion of Cooperative & Regional Rural banks, Introduction of PS lending, Lead Bank Scheme, Self-Help Groups etc., were implemented with the objective of inging every person in the country within the purview of banking system so that they can avail the financial services to uplift their present standard of living and help in the overall development of the economy. The current government in the last year came up with its highly ambitious project the Pradhan Mantri Jan Dhan Yojana (PMJDY) in August 2015. It has been eleven months since the project was started. In this paper the author has highlighted the progress of the scheme by making an evaluation of the scheme for the last one year.

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Article: Download PDF    DOI : https://www.doi.org/10.36106/gjra  

Cite This Article:

Ms. Santana Guha The Role of Pradhan Mantri Jan Dhan Yojana in Financial Inclusion: An Evaluative Study Global Journal For Research Analysis, Vol: 4, Issue: 7 July 2015


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