A Comparative Study on Profitability Position in Some Selected Private Banks in India - An Analysis

Deval G. Vyas; Dr. Jyotindra M. Jani

Volume : X, Issue : VI, June - 2020

A Comparative Study on Profitability Position in Some Selected Private Banks in India - An Analysis

Deval G. Vyas, Dr. Jyotindra M. Jani

Abstract :

The term profitability is the primary motivating force for any economic activity. The concept of profitability in banks means how well bank utilize its financial products and services to generate revenue over its expenses. The profitability, productivity and liquidity have given prime importance in the banking sector due to change in banking reforms. The present study emphasize on only profitability in the banking sector. The last five financial years spanning from 2014–15 to 2018–19 have been taken for the profitability analysis. Researcher has tried to attend profitability ratios i.e. Interest spread, net profit margin, return on long term funds, return on net worth for five selected Indian private banks i.e. HDFC Bank, Kotak Mahindra Bank, ICICI Bank, Axis Bank And Federal Bank