Volume : I, Issue : III, December - 2011

Evolution of Non–Performing Assets: An Empirical Analysis

Dr. Jagdish R. Raiyani , Dr. Gaurav Lodha

Abstract :

The NPAs are considered as an important parameter to judge the performance and financial health of banks. The level of NPAs is one of the drivers of financial stability and growth of the banking sector. The study is investigative in nature. It examines the state of NPAs in the private sector banks during the period 2003–04 to 2007–08. To achieve the objectives of the study, the relevant secondary data have been collected. The collected data have been analyzed by using various ratios. The findings of the study are supported by statistical tools. It is found that banks have been efficiently managing its assets over the period of study, however, rise in the NPA ratios over last two years shows that there is scope for further improvement in the recovery mechanism.  

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

Dr. Jagdish R. Raiyani , Dr. Gaurav Lodha Evolution of Non-Performing Assets: An Empirical Analysis Indian Journal of Applied Research, Vol.I, Issue.III December 2011


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