Volume : I, Issue : III, December - 2011

Performance Appraisal of Public Sector Banks in India– TOP 10 PSB in 2010

Simerpreet Kaur, Dr. Dhiraj Sharma

Abstract :

Performance Appraisal of banks of a country is quite a difficult task. There are so many factors, which need to be taken care while saying that a bank has performed well in a particular year. Ratios are one of the important tool of financial analysis which is used for the same. The traditional analysis largely focused on parameters like Credit Deposit ratio, commonly referred to as CD ratio, level of nonperforming assets, Capital Adequacy ratio and the other usual earnings ratio. Now, the things have changed; by just having high CD ratio it doesnt mean that the bank is sound. Banking business has no longer remain just a business of holding deposits and credit advances, but it has taken new dimensions and has become a multiservice provider. Accordingly the performance appraisal of a bank depends upon so many parameters. This paper tries to analyse the economic performance of commercial banks on the basis of some modern techniques popularly used for this purpose.

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

Simerpreet Kaur,Dr. Dhiraj Sharma Performance Appraisal of Public Sector Banks in India- TOP 10 PSB in 2010 Indian Journal of Applied Research, Vol.I, Issue.III December 2011

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