FINANCIAL PERFORMANCE OF URBAN COOPERATIVE BANKS IN THANJAVUR DISTRICT - A STUDY

K.LAWRENCE SEEKAN PAUL; Dr. A. XAVIOR SELVAKUMAR

Volume : VIII, Issue : I, January - 2019

FINANCIAL PERFORMANCE OF URBAN COOPERATIVE BANKS IN THANJAVUR DISTRICT - A STUDY

K. Lawrence Seekan Paul, Dr. A. Xavior Selvakumar

Abstract :

Today, UCBs are facing a tough challenge to deliver on high expectations in a fiercely competitive credit environment. Concern and skepticism are expressed on their credit worthiness and viability. Considering these facts, probing into the financial aspects of these institutions is significant. Hence, this study was undertaken to investigate into the financial performance of Urban Co–operative Banks in Thanjavur district, Tamilnadu to understand their performance in a highly competitive environment. The study revealed that urban cooperative banks in the study area have not performed well on all the parameters of financial performance. One bank performed best on one parameter, but worst on another which prove that the overall financial performance of the banks has not been quite good and all the banks have to make improvements on different fronts.