Volume : III, Issue : I, January - 2014
A STUDY ON EFFICIENY INDICATORS OF PUBLIC AND PRIVATE SECTOR COMMERCIAL BANKS IN INDIA
N. Seshadri, Dr. D. Pradeep Kumar, Dr. T. Narayana Reddy
Abstract :
In developing economy banks have taken major portion of supply of money for meeting the various obligations of their clients, customers and various organizations in day to day business environment, though the banks will operate their business transaction under the sensitivity of changes in economic indicators. The present study attempts to empirically examine the efficiency of Public and Private sector commercial banks considering various industry specific factors by using non - parametric technique of Data envelopment analysis. And also it examines the relationship between industry specific factors and efficiency of banks. The Industry specific factors considered are cost of deposit ratio, Ratio of Intermediation cost to total asset, Ratio of net interest income to total assets and Ratio of return on equity. The country specific factors also do have an influence on the efficiency of banks along with the changes in industry specific factors. GDP Growth rate, Inflation rate, Cash Reserve Ratio and Statutory liquidity ratio are taken as country specific factors.
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DOI : 10.36106/ijsr
Cite This Article:
N.Seshadri, Dr. D. Pradeep Kumar, Dr.T. Narayana Reddy A STUDY ON EFFICIENY INDICATORS OF PUBLIC AND PRIVATE SECTOR COMMERCIAL BANKS IN INDIA International Journal of Scientific Research, Vol.III, Issue.I January 2014
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N.Seshadri, Dr. D. Pradeep Kumar, Dr.T. Narayana Reddy A STUDY ON EFFICIENY INDICATORS OF PUBLIC AND PRIVATE SECTOR COMMERCIAL BANKS IN INDIA International Journal of Scientific Research, Vol.III, Issue.I January 2014
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