A Study on Financial Performance of the Merchants Souharda Sahakara Bank Niyamita and Sree  Charan Souharda Cooperative Banks In Karnataka

Siddhartha S Vishwam; Dr. B S Chandrashekar

Volume : V, Issue : XII, December - 2016

A Study on Financial Performance of the Merchants Souharda Sahakara Bank Niyamita and Sree Charan Souharda Cooperative Banks In Karnataka

Siddhartha S Vishwam, Dr. B S Chandrashekar

Abstract :

Banking sector is one of the leading financial institutions to meet the financial needs of individuals. But today banks are exempted from financial crises it leads to shortage of resources therefore the performance of banks should be superior to meet future uncertainties. ?e present study focuses on the performance of the Merchants Souharda Sahakara Bank Niyamita and Sree Charan Souharda Co–operative Bank. ?e present study based on secondary data. ?e data analysis carried out on by using simple statistical technique like percentage, average and compound growth rate. ?is paper concluded that the Growth of Share Capital, Reserves, Deposits, Loans and Advances, Investment, Working capital, Profit, Net N.P.A (Non Performing Assets) of both banks are fluctuated during the study period. And financial performance of the Sree Charan Souharda Co–operative Bank has been increased compared to ?e Merchants Souharda Sahakara Co–operative Bank.