Volume : IV, Issue : VII, July - 2015

A Study on Investor Pattern on various Financial Instruments With reference to Twin cities of Hyderabad

S. Govardhan

Abstract :

 Investing is the act of committing money or capital to an endeavour with the expectation of obtaining an additional income or profit. Among all investment, investment in equity is in best high proportion. The study has been undertaken to analyze the investment pattern of investment community. The main reasons behind the study are the factors like income, economy condition, and the risk covering nature of the Indian investors. The study is based on descriptive research where survey method is adopted to collect primary information from the investors using different scales as required. It is found from the study that traditional investors do prefer continuously fluctuating investment options like stock markets but most of the investors strongly prefer options like mutual funds, insurance and standard return oriented investment options as Gold and other options. Investors who believe in statutory protection believe in regulatory bodies as SEBI invest in Stock options and Mutual funds. Focusing on the options as Tax Benefit people consider, long term deposits, insurance options compared to other investment options. In terms of Flexibility, it is found to be mixtures of secured and unstable options investors prefer stocks as well as completely controllable options as Gold and other options. Another major finding is that the people of age above 50 are in no case willing to take risk and due to this they preferred to invest in the insurance products or save them. These people need to be educated of the new schemes and their benefits. Thus, lot of information should be made available to the people regarding the various Financial Instruments and the benefits they get for them.

Keywords :

Article: Download PDF   DOI : 10.36106/ijsr  

Cite This Article:

S.GOVARDHAN A Study on Investor Pattern on Various Financial Instruments with Reference to Twin Cities of Hyderabad International Journal of Scientific Research, Vol : 4, Issue : 7 July 2015

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