Volume : VI, Issue : VII, July - 2017

A STUDY ON MANAGERIAL PRACTICES IN LENDING OPERATIONS OF DISTRICT COOPERATIVE CENTRAL BANK LTD NO.1764, VIZIANAGARAM

Dr. Suragala. Sanyasi Rao

Abstract :

 Since DCCBs are financing agencies to Primary Co–operative Societies, they have to channelise their owned and borrowed funds in an effective manner.  In order to accomplish this, the Deliberative Wing of the Bank has to prepare a well–knitted plan of action in co–ordination with the Executive Wing.  This Plan of action should be prepared on the basis of the needs of the affiliated societies, availability of internal and external sources of finances and policy–guidelines of the NABARD and other financing agencies.

            In this study, one can see the managerial practices and their effectiveness in channelising the funds in different forms of loans for various agricultural and non–agricultural needs.    The effectiveness of each of the managerial practices is evaluated on the basis of loan adequacy, timely supply, simplification of procedures and minimisation of problems of functionaries.  In addition, opinions are obtained from the beneficiaries and officials of implementing machinery as a supporting evidence.  Further, trends and dimensions of various advances are also taken into consideration in the process of evaluation.

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Article: Download PDF   DOI : 10.36106/ijsr  

Cite This Article:

Dr. SURAGALA. SANYASI RAO, A STUDY ON MANAGERIAL PRACTICES IN LENDING OPERATIONS OF DISTRICT COOPERATIVE CENTRAL BANK LTD NO.1764, VIZIANAGARAM, INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH : VOLUME-6 | ISSUE-7 | JULY-2017

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