A STUDY ON THE EFFECTIVENESS OF RASHTRIYA SWASTHYA BIMA YOJANA WITH REFERENCE TO CHIRAKKADAVU GRAMA PANCHAYAT.

ANN MARY JONES; ANUSHA M.R; Dr.A.S Ambily

Volume : V, Issue : IV, April - 2016

A STUDY ON THE EFFECTIVENESS OF RASHTRIYA SWASTHYA BIMA YOJANA WITH REFERENCE TO CHIRAKKADAVU GRAMA PANCHAYAT.

Ann Mary Jones, Anusha M. R, Dr. A. S Ambily

Abstract :

Primary health care is the backbone of the Indian health system. Health problem can be occurred at any time for any one. To ensure �Health for all� is a huge challenge that confronts the authorities in India, given the country�s size and the diversity of its population in socio–economic, regional, and cultural terms. Accordingly, steps were initiated to provide health insurance to selected beneficiaries either at the state level or national level. Rashtriya Bima Swasthya Yojana Scheme was launched in 2008 by the Government of India, with the objective of providing health insurance to the poorest strata of society, i.e. below poverty line (BPL) households. The primary aim of RSBY is to protect BPL households from catastrophic health expenditure and to promote health–seeking behavior in them. The costs of this scheme are borne in the ratio of 3:1 between the central government and the state. The main objectives of the studies are to study the financial impact and effectiveness in the implementation of RSBY among BPL families in Chirakkadavu Grama Panchayat and to identify whether the RSBY beneficiaries are satisfied with the amount provided for treatment under RSBY Scheme.