Volume : III, Issue : IV, April - 2014

An Assay on the Incitements of Non– Performing Assets With Allusion to Indian Overseas Bank

Gayathri. P

Abstract :

Loans and advances are the most profitable of all the assets of the banks universally. These assets constitute primary source of income to banks. As business institutions, banks aim at making huge profits and are willing to lend loans and advances for a certain predetermined fixed period or maturity period. While lending loans advances the bank has to be careful about the safety of such loans. The borrowers must repay the loans by the maturity periods or expiry date but there is no certainty that all the loans are recovered by the maturity date. Loans that cannot be recovered even after its maturity remain as non performing assets of the bank. Indian Overseas Bank is one of the premium nationalized banks which has a major lag in financial performance due to its undying and ever increasing non- performing assets. This study aims to ing out the significant internal and external factors that have a major impact on the performance of the Bank and also to determine the trend of NPA’s impacts on the profits of the Bank. The project was carried on at Indian Overseas Bank, Coimbatore Main.

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Article: Download PDF   DOI : 10.36106/ijsr  

Cite This Article:

Gayathri.P An Assay on the Incitements of Non- Performing Assets with Allusion to Indian Overseas Bank International Journal of Scientific Research, Vol.III, Issue. IV Apr 2014

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