Containing, monitoring and recovering slippages: The case of a leading cooperative bank in Maharashtra.

Dr. Jewel Mayur Phukon

Volume : V, Issue : IV, April - 2016

Containing, monitoring and recovering slippages: The case of a leading cooperative bank in Maharashtra.

Dr. Jewel Mayur Phukon

Abstract :

Non–Performing Asset (NPA) is reckoned as one of the most concerned issues in the banking industry irrespective of its forms. The reason being is quite implied because an increase in the level of NPA directly affects the profitability, liquidity, management time and reputation of the bank. In order to address this segment of advances portfolio in a systematic manner it is imperative to be proactive in containing, monitoring and recovering. This is a case study that relates the recovery performance, based on the movement of Gross NPA from 2011–12 to 2013–14, of a leading cooperative bank in Maharashtra and the various issues and challenges facing by the bank in containing, monitoring and recovering the slippages.