IJSR - International Journal of Scientific Research

Emmanuel BEYINA

Volume : VIII, Issue : IV, April - 2019

CROWDFUNDING AND PERFORMANCE: RESEARCH ON A NEW FINANCING PARADIGM FOR THE SMEs. Specific case of Cameroon SMEs.

Emmanuel Beyina

Abstract :

The funding constraints and increasing difficulties in reimbursing debt by SME permit credit establishments (Banks) to ration their loan requests quantitatively or to have a standardized behavior to all loan requests less compatible with the needs of these enterprises. However, other alternative means of funding exist and notably the Crowdfunding. The fundamental specification of Crowdfunding compared to other financial intermediaries resides in the participation in the selection, follow up and control of invested projects. The objective aimed at in this article is to show that other efficient and adapted funding formulas exist that accompany the SME in their policy of funding investment projects.