Volume : II, Issue : IV, April - 2013

Financial Stability of Old Private Sector Banks in India: An Analysis

Mujeebudheen C K, Dr. Manoj P K

Abstract :

The intense competition in the banking industry in the ongoing era of financial sector deregulation initiated in the early 1990s, has put added pressure on the very survival of the old private sector banks (OPBs) in India - the private sector banks which have been functioning in India before the initiation of the financial sector reforms. OPBs, and so also the public sector banks (PSBs) and even the foreign banks (FBs), have to comply with the priority sector lending norms and other governmental predicaments unlike their younger counterparts the new generation private sector banks (NPBs) - the group of banks which were given license recently in the ongoing reforms era and started functioning from 1995 and afterwards. NPBs function on high-technology platforms too, quite similar to FBs. In the above context of ever growing challenges to PSBs and OPBs from NPBs, this paper studies the financial stability of OPBs in India using the most popular rating model, ‘CAMEL’

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Article: Download PDF   DOI : 10.36106/ijsr  

Cite This Article:

Mujeebudheen C K,Dr. Manoj P K Financial Stability of Old Private Sector Banks in India: An Analysis International Journal of Scientific Research, Vol.II, Issue.IV April 2013

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