Volume : II, Issue : XI, November - 2013

Growth and Performance of Regional Rural Banks in India

A. Sudarshana Reddy, Prof. A. Padmavathi

Abstract :

The paper studies on the growth and progress of Regional Rural Banks during 2001 to 2012 in India. As the basic objective of providing credit facilities for crop production and allied purposes to the rural poor who had very limited access to the formal credit system as it existed in early seventies. In response to the financial sector reforms, the Indian banking system has moved away from the conditions and compulsions that were prevailing at the time of advent of the Regional Rural Banks in 1975. In this context, the commercial viability of Regional Rural Banks emerged as the most crucial factor in deciding about their desired role in the emerging economic scenario. The study concludes that the progress of deposit mobilization and credit creation of Regional Rural Banks is significant.

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Article: Download PDF   DOI : 10.36106/ijsr  

Cite This Article:

A. Sudarshana Reddy, Prof. A. Padmavathi / Growth and Performance of Regional Rural Banks in India / International Journal of Scientific Research, Vol.2, Issue.11 November 2013

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