Volume : II, Issue : I, January - 2013

Healthcare Financing Mechanisms in India: An Examination of Health Insurance

T. Subba Lakshmi, Dukhabandhu Sahoo

Abstract :

The paper seeks to examine various healthcare financing mechanisms in India with special reference to health insurance. The raising out-of pocket expenditures is grave concern for the country today. An examination of healthcare financing mechanisms particularly health insurance is essential as the emphasis is firmly placed on moving towards universal coverage. Government has been putting serious efforts to provide health insurance to the poor and vulnerable sections of the society. But the most important is insurance covers only the cost of hospitalisation and not the cost of outpatient care. Moreover, majority of the people are self employed, universal coverage will remain a mirage. Many villages in India do not have a hospital worth the name within accessible distance. What would be insurance cover for people living there? Given the heterogeneity of different regions in India and the regional specifications, there is a need to gather information about the population to be targeted under an insurance scheme at various geographical regions and to develop options for different population groups

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Article: Download PDF   DOI : 10.36106/ijsr  

Cite This Article:

T. Subba Lakshmi,Dukhabandhu Sahoo Healthcare Financing Mechanisms in India: An Examination of Health Insurance International Journal of Scientific Research, Vol.II, Issue.I January 2013

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