Volume : IV, Issue : VI, June - 2014

A Special Study on Lead Banks in India

Dr. M. Parameshwari, Dr. M. Saravanan

Abstract :

The Lead Bank Scheme (LBC) provides and ensures the flow of credit to the core sectors of the rural economy. It has not only created awareness for better credit planning but has also resulted in better understanding of mutual problems at the grass roots level both for banks and various government departments. Under the scheme, all the nationalized banks and a few private sector banks were allotted specific districts and were asked to play the “Lead role”. The allotment of districts of the various banks was based on such criteria as the size of the bank, the adequacy of its resources for handling the volume of work. At present the whole country has come under the LBS; expect the metropolitan cities like Mumbai, Kolkata and Chennai. The Lead Bank Scheme did not have a proper start due to inadequate understanding and misunderstanding of the scope and objectives

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

Dr. M.PARAMESHWARI, Dr. M.SARAVANAN A Special Study on Lead Banks in India Indian Journal of Applied Research, Vol.IV, Issue.VI June 2014

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