Volume : IV, Issue : I, January - 2014

A Study on Efficiency and Productivity of Commercial Banks Using Accounting Measures

N. Seshadri, Dr. D. Pradeep Kumar, Dr. T. Narayana Reddy

Abstract :

Financial accuracy of the banking sector is the back bone of a country’s economy. Commercial banks generally are simple business concerns which provide various types of financial services to customers in one form or another, such as interest income is in the form on advances and income on investments and another non-interest income component is discount, fee, commissions, and to evaluate the difference between the interest earned and interest paid and so on. This paper studies the productivity and efficiency of two public and two private sector commercial banks under accounting measures for the period from 1999-2000 to 2012-2013. In the liberalized competitive environment, the private sector banks give a very tough competition with information technology to the public sector banks in terms of controlling operational cost, asset management, banks performance and income generation per employee, per anch and net interest margin to total asset are compå between public and private sector commercial banks in India.

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

N.Seshadri, Dr. D. Pradeep Kumar, Dr.T. Narayana Reddy A Study on Efficiency and Productivity of Commercial Banks Using Accounting Measures Indian Journal of Applied Research, Vol.IV, Issue. I

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