Volume : V, Issue : I, January - 2015

A Study on Efficiency in Some Selected Public Sector Banks in India: An Accounting Measure

Miss Rina V. Sommanek

Abstract :

The term profitability, productivity and efficiency have given a prime importance in the banking industry. The profitability and efficiency are interrelated. The concept of efficiency means how effectively and efficiently bank mobilizes its resources in an effective manner. The efficiency in the banking sectors has given importance because of change in the banking sector reforms. The present study focused on banking sector in terms of efficiency. The five years period from 2009–10 to 2013–14 has been selected for the evaluation of financial performance. The researcher has tried to attempt efficiency ratios in the banks using financial ratios like Cost–Income Ratio, Interest Expense Ratio, Net Interest Margin, Operating cost to Assets Ratio, Return on Assets and Return on Equity in seven selected Indian Public Sector Banks viz. Andhra Bank, Bank of Baroda (BOB), Bank of India (BOI), Corporation Bank, Dena Bank, Punjab National Bank (PNB) and State Bank of India (SBI).

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

Miss Rina V. Sommanek A Study on Efficiency in Some Selected Public Sector Banks in India: An Accounting Measure Indian Journal of Applied Research, Vol.5, Issue : 1 January 2015

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