A STUDY ON PRIORITY SECTOR LENDING BY ANDHRABANK IN GUNTUR DISTRICT

D.SAMBASIVA RAO; Dr D .CHENNA REDDY

Volume : VI, Issue : I, January - 2016

A STUDY ON PRIORITY SECTOR LENDING BY ANDHRABANK IN GUNTUR DISTRICT

D. Sambasiva Rao, Dr D . Chenna Reddy

Abstract :

The study attempts to analyze the trend and pattern of overall as well as priority sector lending by the Andhra Bank in Guntur District. The overall performance of Andhra Bank advances to agriculture witnessed an increase during the period 2004–05 to 2014–15.The study finds that the problems faced by the majority of the farmers are delays in sanctioning and releasing of funds, cumbersome procedures, security etc. The study highlights that a large number of small farmers have been benefitted by additional earnings for their additional investment borrowed from the bank.