IJAR - Indian Journal of Applied Research

Dr. P.V Srikala

Volume : X, Issue : II, February - 2020

ADOPTION OF E–WALLET BY SMALL SCALE RETAILERS–A POST DEMONETISATION STUDY IN WARANGAL DISTRICT, TELANGANA STATE

Dr. P. V Srikala

Abstract :

Demonetization decision coupled with government‘s initiative to make India a cashless economy is expected to ing a phenomenal transformation in the way people make payments and expected to increase inclination towards online payment. Among the various modes of online payments the mode gaining popularity during present time is E–wallets. In India larger people prefer cash payments rather than digital transactions. My study tries to observe the factors that influence & also prevent the use of E–wallet in Warangal district, during the post demonetization period. This paper also tries to analyse impact of various demographic factors on usage of E–wallets & impact of demonetisation on usage behaviour towards online business transactions etc. The study is based on 160 valid responses received through a structured questionnaire. Data collected was analyzed by using percentages and statistical tools like ANOVA.