Volume : IV, Issue : IV, April - 2014

An Analysis of Knowledge and Practice of Personal Finance Among Working Women

Prabha Shingla, Srivastava Anju

Abstract :

 The present study was conducted in Bihar with an effort to analyze knowledge and practice of personal finance among working women.  The ex post facto research design was used for the study. Total three hundred working women randomly selected for the purpose from Patna town. A survey schedule was developed for the collection of data based on pre–testing. To analyze the knowledge and practice of personal finance among working women the schedule was developed in four aspects viz. saving plan, Tax approach, Financial emergency and Retirement plan. Overall knowledge and practice of personal finance were measured on the basis of Practice Index Score obtained by the respondents. Findings suggest that majority of the respondents (82 %) show medium level of practicing personal finance management besides having higher education, employment and belonging to middle to upper middle income group.

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

Prabha Shingla, Srivastava Anju An Analysis of Knowledge and Practice of Personal Finance Among Working Women Indian Journal of Applied Research, Vol.IV, Issue. IV

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