Volume : IV, Issue : VIII, August - 2014

Comprehensive Literature Survey on Financial Inclusion

R. Magesh Kumar, Dr. C. Samuel Joseph

Abstract :

Financial inclusion is a state where all the individuals in a population can have access to desired financial products and services in order to manage their money effectively. It has become an important focus and agenda for the government as this is a pre requisite for improving the employment, economic growth, savings, and to reduce the poverty of people. Availability of such financial services was available only through ick and mortar model but it has become easier today due to the recent developments of technology like automated teller machine ,credit/ debit card, internet banking, online money transfer, mobile banking. Even though there are many researches carried out about financial inclusion, its impacts, accessibility, reasons for financial exclusion, in many places of India, there is only a handful of research paper based on literature. In this background the study has included many propositions and tries to analyze each of them with many empirical evidences and research studies.

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

R. Magesh Kumar, Dr. C. Samuel Joseph Comprehensive Literature Survey on Financial Inclusion Indian Journal of Applied Research, Vol.4, Issue.8 August 2014

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