ENHANCE THE FINANCIAL PERFORMANCE OF WOMEN SELF HELP GROUPS FOR ENRICHING THE WOMEN EMPOWERMENT

K. Venkata Krishna Raju; Dr. R. Rajendran; S.Geetha

Volume : V, Issue : II, February - 2015

ENHANCE THE FINANCIAL PERFORMANCE OF WOMEN SELF HELP GROUPS FOR ENRICHING THE WOMEN EMPOWERMENT

K. Venkata Krishna Raju, Dr. R. Rajendran, S. Geetha

Abstract :

This study is an attempt to analyze the role and performance of SHGs in promoting womens empowerment in Perambalur District of Tamilnadu. The oad objectives of the study is to analyses the operating system of SHGs for mobilization of saving, delivery of credit to the needy, management of group funds, repayment of loans, and examine the social benefits derived by the members. Primary data has been collected through structured questionnaire. There are 5054 SHGs are formed in Perambalur District. Perambalur District consists of 4 blocks. Here the researcher has chosen 10 SHGs from each block of the district. In total the study covers 40 SHG. The study reveals that SHGs had set a new agenda for financial intermediate on by banks in the form of micro–credit. By the formation of SHGs, credits are demanded for various purposes. Similarly different economic activities are undertaken by the SHG members after joining the group. Habits of savings, economic independence, self confidence, social cohesion, asset ownership, freedom from debt, additional employment, etc. benefits are derived by the SHG members. Thus, SHGs have served the cause of women empowerment, social solidarity and socio–economic betterment of the poor for their consolidation.