Volume : VI, Issue : III, March - 2016

MICROFINANCE THROUGH SHG–BANK LINKAGE PROGRAMME

Dr. Salem Sreeveena

Abstract :

 Micro finance is a miniscule but potentially significant and effective credit delivery system which seeks to achieve oad range and multifaceted objectives to meet the credit needs of rural poor, including the non–bankable and the landless. One of the initiative taken by the NABARD as a part of microfinance initiative is Self Help Group Bank Linkage programme. The SHG model is a flexible one and variation of sizes and compositions are permitted as also charging flexible interest rates, purposes and repayment terms. This flexibility has enabled various types of SHGs to flourish which meet the varying requirements of their clientele. Present paper focuses on the impact of SHG Bank Linkage programme on the economic status of members and members household through the study of their Savings, loans, Employment generation and income levels.

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

Dr. Salem Sreeveena MICROFINANCE THROUGH SHG–BANK LINKAGE PROGRAMME Indian Journal of Applied Research, Vol.6, Issue : 3 March 2016

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