Volume : VIII, Issue : IV, April - 2019

ANALYTICAL STUDY ON THE IMPACT OF BIOMETRIC SYSTEMS IN BANKING SECTOR

Dr. S. Saravanan, Dr. S. Velayutham

Abstract :

The word biometric can be defined as "life – measure." It is used in security and access control applications to mean measurable physical characteristics of a person that can be checked on an automated basis. Although you may not think about it, your driver‘s license contains biometric information about you. Your height, weight, hair color and eye color are all physical characteristics that can easily be checked. However, your height changes with age (16 years old drivers get taller, senior citizens get shorter). Your hair color changes naturally (and on purpose). You can wear colored contact lenses that change your eye color; everyone‘s weight fluctuates over time. Biometrics–based personal authentication systems that use physiological (e.g., fingerprint, face) or behavioral (e.g., Speech, handwriting) traits are becoming increasingly popular, compared to traditional systems that are based on tokens. Traditional authentication systems cannot discriminate between an impostor who fraudulently obtains the access privileges (e.g., key, password) of a genuine user and the genuine user himself/herself. Furthermore, biometric authentication systems can be more convenient for the users since there is no password to remember or key to protect and a single biometric trait (e.g., fingerprint) can be used to access several accounts without the burden of remembering passwords. Alphonse Bertillon, chief of the criminal identification division of the police department in Paris, developed and then practiced the idea of using a number of body measurements to identify criminals in the mid 19 century. Just as his idea was gaining popularity, it was obscured by a far more significant and practical discovery of the distinctiveness of the departments emaced the idea of first "booking" the fingerprints of criminals and storing it in a database(actually, a card file). Later, the leftover (typically, fragmentary) fingerprints (commonly referred to as latent) at the scene of crime could be "lifted" and matched with fingerprints in the database to determine the identity of the criminals. Although biometrics emerged from its extensive use in law enforcement to identify criminals (e.g., illegal aliens, security clearance for employees for sensitive jobs, fatherhood determination,forensics, positive identification of convicts and prisoners), it is being increasingly used today to establish user recognition in a large number of civilian applications.

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Article: Download PDF   DOI : 10.36106/ijsr  

Cite This Article:

ANALYTICAL STUDY ON THE IMPACT OF BIOMETRIC SYSTEMS IN BANKING SECTOR, Dr.S.SARAVANAN, DR. S.VELAYUTHAM INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH : Volume-8 | Issue-4 | April-2019

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